学生处破女免费播放,一本色道久久hezyo无码,伦理天堂
-
地點： 呼和浩特市
開展時間： 2025-03-26
舉辦單位： 內蒙古農牧業機械行業協會、內蒙古自治區經濟發展與研究促進會
-
地點： 合肥市
開展時間： 2025-03-27
舉辦單位： 上海市貿促會、安徽省貿促會
-
地點： 無錫市
開展時間： 2025-03-29
舉辦單位： 中國機電產品流通協會、無錫市機床工具行業協會、無錫市工業和信息化局
農業遭受洪澇高溫輪番摧殘 天氣指數保險還在路上
2016-07-28
16:05:31
來源：中國農機網 作者：sydneylulu 閱讀量：18298
評論
【中國農機網 本站原創】對于農民來說，今年真是多災多難的一年。自6月入夏，全國多地遭受洪澇災害襲擊，再到7月下旬以來，中國南方地區持續高溫天氣，部分地區已連續10多日高氣溫超過40℃。農作特損失慘重，讓農民苦不堪言，政策性農業保險就是種亡羊補牢的減損辦法，也是農民降低損失的后一根救命稻草。
在農業險當中，天氣指數保險是一個重要分支，也是保險業新“國十條”提倡大力發展的險種。“探索天氣指數保險等新興產品和服務”是保險業新“國十條”提出應積極發展的農業保險之一。近年來，不少財產險公司在這方面進行了諸多探索。各地也在大力推進天氣指數保險的發展。例如，浙江象山為梭子蟹養殖戶提供氣象指數保險，湖北推出水稻高溫天氣指數保險等。
盡管天氣指數保險的實踐已經在路上，各地的推廣速度也較快，這一險種的發展還較好地避免了傳統農業保險的道德風險，但就目前來看，其發展還面臨一些問題。
道德風險弱化
業內指出，傳統保險的損失補償由特定氣象條件對特定標的損失的影響觸發，而天氣指數保險則是基于客觀標準的天氣指數變動觸發。前者可以更為針對性地彌補被保險人個體由于氣象條件變化帶來的經濟損失，后者則是針對被保險人群體的統一補償。由于觸發條件更加客觀，天氣指數保險的賠付更加簡易便捷，同時傳統保險的道德風險問題會有所弱化。
基差風險較大
道德風險弱化的同時，天氣指數保險同時面臨基差風險較大的問題。基差風險，即有的地區達到指數要求卻并未受災，有的地區指數雖未達標但遭受災害，卻無法獲得保險理賠。一方面，造成保險標的損失的因素可能是天氣因素以外的其他因素；另一方面，不同農戶獲得相同的賠付標準，可能產生損失和賠付不一致的現象。
農戶接受程度有限增加推廣難度
本身天氣指數保險在我國是新生事物，其開發原理、使用方式均比傳統農險產品更復雜，農戶對其理解接受程度有限，加上天氣指數保險可能存在的基差風險，對產品的推廣使用有一定不利影響。
數據缺失 難成體系
在基差風險之外，天氣指數保險還面臨數據缺失以及難成體系的問題。
業內人士表示，天氣指數保險產品的設計對數據和天氣監測的要求比較嚴格，如果缺少足夠的數據支持，天氣指數和當地的實際損失的相關關系計算不準確，就會帶來較大偏誤。
詳解：氣象數據是天氣指數保險的基礎要素。不過，氣象及損失數據的收集并不容易。業內表示，指數保險產品的設計需要較長周期的歷史數據，目前氣象數據相對完善，基本保證每個縣都有數據積累，氣象部門也在試點縣積極配合安裝設備，但考慮到大范圍推廣后，氣象設備的安裝成本成倍提高，導致具體操作中有困難。據了解，農業天氣指數保險一般需要30年左右的氣象數據作為基礎，以及在該期限內峰值災害與氣象關聯的損失，目前這方面的研究還需要繼續加強。
更進一步看，除了數據采集，對數據的處理難度也較大，綜合性指數模型難以建立。正因為如此，不少天氣指數保險只針對某一項指標，如降雨量、溫度、風力等，但單一指標往往難以反映多種災害的復雜情況。從采集數據，分析數據，到建立起綜合性指數模型是一項系統工程，如何通過這些數據更為準確地反應災害對農作物的影響，有很大難度。
業內心聲：平衡‘道德風險’與‘基差風險’ 獲取市場更多信任
未來天氣指數保險產品的發展需要更多地關注‘道德風險’與‘基差風險’之間的平衡，尤其在開展推廣初期，要重點關注基差風險的控制。“基差風險”的控制需要若干條件，包括要更合理地確定天氣指數保險的風險區劃，更好地評估氣象條件或災害強度與農業經濟損失之間的相關關系，以及更直觀地將這種相關性體現在易于理解掌握的天氣指數中等，以使天氣指數保險的保障更具針對性、準確性。相信只要能夠更多地從消費者出發調整和優化產品，市場就會給予天氣指數保險更多的信任。
版權與免責聲明： 凡本網注明"來源:農機網”的所有作品，均為浙江興旺寶明通網絡有限公司-農機網合法擁有版權或有權使用的作品，未經本網授權不得轉載、摘編或利用其它方式使用上述作品。已經本網授權使用作品的，應在授權范圍內使用,并注明“來源:農機網www.goodqmj.com" 。違反上述聲明者，本網將追究其相關法律責任。
本網轉載并注明自其它來源(非農機網www.goodqmj.com)的作品，目的在于傳遞更多信息，并不代表本網贊同其觀點或和對其真實性負責,不承擔此類作品侵權行為的直接責任及連帶責任。其他媒體、網站或個人從本網轉載時，必須保留本網注明的作品第一來源，負版權等法律責任。
主站蜘蛛池模板：
兰州市|
密山市|
康马县|
九江市|
丁青县|
青岛市|
高清|
逊克县|
贞丰县|
朔州市|
喀喇|
蓝山县|
海伦市|
海丰县|
山阴县|
乾安县|
平泉县|
封丘县|
青阳县|
柘荣县|
三原县|
乐至县|
始兴县|
秭归县|
光泽县|
铜陵市|
高青县|
吉隆县|
桐城市|
犍为县|
辽中县|
河间市|
安庆市|
云安县|
巴青县|
台江县|
吴旗县|
漯河市|
崇左市|
麻江县|
平顶山市|
[{"ID":"3094724","Picture":"mt0001/d18d22ba8792e2aa83bd0373959c1bcf6aad9c26cb9f983cd56d19365a300c91ac959f457f1c57a1.jpg","PictureDomain":"img78","Name":"國產球團壓力機哪家好","Type":"HXQT-10SK","Descrip":"鏈式全自動鐵礦球團壓力機鐵礦球團又稱球團礦，是高爐煉鐵的主要原料之一，球團礦的抗壓強度是一項重要的技術質量指標，國家標準（GB/T14201-2018）是將60顆以上直徑10mm到12.5mm的球團礦逐一將其壓潰，壓板速度穩定在15mm/min，其壓潰壓力的平均值即為球團的抗壓強度。 我公司主導起草GB/T14201-2018《鐵礦球團抗壓強度測定方法》國家標準。","CompanyName":"紹興市上虞宏興機械儀器制造有限公司","CompanyID":"139296","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"104","City":"紹興市","Address":"紹興市","PropertysValue":"","HitNumber":"117","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695053","StandUrl":"/st139296","UpdateTime":"2025/3/27 13:33:03","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"3","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"103094724","UserID":"152286","PriceType":"0","PictureID":"1910663","CompanyTypeID":"5","Tag":"","LinkMan":"陶經理","TelPhone":"057582581177","ClassName":"其它","ComProduct":"焦炭反應性，反應后強度測定儀,焦炭制球機，焦炭轉鼓,鐵礦石還原性，鐵礦石冶金性能，球團礦抗壓強度，鐵礦石還原性低溫粉化，燒結轉鼓，石灰活性度","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"11489","MarketUpdateTime":"","CreateTime":"2024/7/22 16:50:52","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"18767579657"},{"ID":"2824969","Picture":"e24ca28eddbe47edc091d6a1065e4521a98f08f528fd4f26172650f95db45ac23f620d351fc42d7c.jpg","PictureDomain":"img67","Name":"磨煤機過濾器濾芯報價","Type":"","Descrip":"R928005963過濾器濾芯價格結構簡單，造價合理，所以受到很多真空泵制造企業的熱捧。","CompanyName":"固安縣福林過濾器材有限公司","CompanyID":"130824","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"14","City":"廊坊市","Address":"廊坊市","PropertysValue":"","HitNumber":"78","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695053","StandUrl":"/st130824","UpdateTime":"2025/3/27 13:33:06","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"3","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"102824969","UserID":"143813","PriceType":"0","PictureID":"1761577","CompanyTypeID":"5","Tag":"","LinkMan":"周怡","TelPhone":"86-0316-6125097","ClassName":"其它","ComProduct":"賀德克濾芯、頗爾濾芯、黎明液壓濾芯、曼濾芯、濾油機液壓濾芯、空氣濾芯、粉塵濾筒、聚結分離濾芯","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"6769","MarketUpdateTime":"","CreateTime":"2023/9/22 19:41:07","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"13733263206\\13833653518"},{"ID":"2948130","Picture":"493f54aea4d404d84038bb425b063c8b7ad9c19fbef199e2bef18bf0873581daed850916f9fc90bc.jpg","PictureDomain":"img76","Name":"信捷全伺服球閥多少錢","Type":"","Descrip":"信捷全伺服球閥機床動力頭運動模式：可根據客戶需求選擇油壓/伺服進給（伺服可選擇挑螺紋方式加工產品）","CompanyName":"臺州群發智能科技股份有限公司","CompanyID":"129572","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"396","City":"玉環市","Address":"玉環市","PropertysValue":"","HitNumber":"88","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695053","StandUrl":"/st129572","UpdateTime":"2025/3/27 13:33:49","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"3","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"102948130","UserID":"142561","PriceType":"0","PictureID":"1706730","CompanyTypeID":"5","Tag":"","LinkMan":"詹立群","TelPhone":"0576-87120772","ClassName":"其它","ComProduct":"水車式系列機床 (多工位組合機床)、全自動場送料機、雙頭數控機床、斜軌式數控機床及其他數控機床","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"29807","MarketUpdateTime":"","CreateTime":"2024/3/25 0:18:30","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"13967635432,13967636621"},{"ID":"2749113","Picture":"cc1564b19c2db468201e20ccbeeaddb751e6b5bd0ab4d283dd83ee5b44ca5ef361b610d0ce1caf76.jpg","PictureDomain":"img60","Name":"2寸便攜柴油水泵","Type":"HS20DPE","Descrip":"小型便攜柴油水泵HS20DPE上海翰絲動力有限責任公司，專業生產翰絲水泵，汽油自吸泵，家用水泵，小型自吸泵，農用水泵 自吸泵，具有耐溫、耐壓、耐磨、“一次引流“、“終身自吸“等多種功能自吸泵的工作原理 自吸泵原理是利用水的流速沖力，葉輪帶動泵葉輪把水抽到河岸上面。","CompanyName":"上海翰絲機電有限公司","CompanyID":"129089","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"3","City":"上海市","Address":"上海市","PropertysValue":"","HitNumber":"180","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695053","StandUrl":"/st129089","UpdateTime":"2025/3/27 13:33:12","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"0","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"102749113","UserID":"142078","PriceType":"0","PictureID":"1681970","CompanyTypeID":"5","Tag":"","LinkMan":"張曉娟","TelPhone":"86-021-59177331","ClassName":"其它","ComProduct":"30KW汽油發電機","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"35574","MarketUpdateTime":"","CreateTime":"2023/5/24 15:53:06","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"18701871098"},{"ID":"2919432","Picture":"mt0001/a3945802848bd36ef586a6800fdcba6f619acff24060867a0a0ce00b257aa3a1890eb347d9f9836c.jpg","PictureDomain":"img66","Name":"半自動倒置熒光顯微鏡廠家","Type":"","Descrip":"上海啟步BM4000D倒置熒光顯微鏡價格由落射熒光顯微系統與倒置生物顯微系統組成，采用優良的無限遠光學系統，配置長工作距離平場物鏡與大視野目鏡。產品可應用于細胞組織，透明液態組織的顯微觀察，也可用于生物制藥，醫學檢測、疾病預防等領域內的熒光顯微術觀察","CompanyName":"上海啟步生物科技有限公司","CompanyID":"134692","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"3","City":"上海市","Address":"上海市","PropertysValue":"","HitNumber":"108","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695052","StandUrl":"/st134692","UpdateTime":"2025/3/27 13:32:34","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"3","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"102919432","UserID":"147682","PriceType":"0","PictureID":"1827169","CompanyTypeID":"5","Tag":"","LinkMan":"黃小姐","TelPhone":"021-51698819","ClassName":"其它","ComProduct":"顯微鏡，PCR儀，恒溫搖床，二氧化碳培養箱等等","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"8363","MarketUpdateTime":"","CreateTime":"2024/2/28 3:20:03","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"15901945355"},{"ID":"3182215","Picture":"mt0001/dff4085807f5b9022c04e5a5ce603cb30441907f82b7a39a9592c97f1d7cf7f8cb2325678daf2fdb.jpg","PictureDomain":"img48","Name":"銷售進口VICI色譜閥Valco六通閥貨期","Type":"VICI","Descrip":"Valco十通閥/四通閥/六通閥/8通閥：Valco十通閥 由鄭州旭邁爾儀器有限公司為您提供！3 通 - 12 通閥。☆ 2“、3“和 6“ 加長桿可選。☆ 材料：Hasloy C合金、Inconel 600合金、Monel 400合金、Nickel 200合金、Nitronic 50合金、Titanium、Zirconium合金","CompanyName":"鄭州旭邁爾儀器有限公司","CompanyID":"141309","MarketPrice":"0","PsOrder":"0","PgID":"110","MaxOrder":"0","CityID":"392","City":"國外","Address":"國外","PropertysValue":"","HitNumber":"292","FrontShow":"0","IsCharges":"1","Year":"1","StarNum":"1","UpdateAndClientSort":"51695045","StandUrl":"/st141309","UpdateTime":"2025/3/27 13:25:05","TodayIsUpdate":"1","AttType":"0","AttState":"3","AttAddType":"3","IsSeoCreate":"0","IsOnlinePay":"0","MinPrice":"0.00","MaxPrice":"0.00","ClassID":"21002","productonlinetime":"1900/1/1 0:00:00","OnLineDate":"1900/1/1 0:00:00","DownLineDate":"1900/1/1 0:00:00","BrandPicDomin":"","BrandPicName":"","BrandProperty":"","PBrandID":"0","IsHadVideo":"0","VideoTime":"0","ShowPrice":"0.00","IndustrySort":"1020000","HasPicSort":"103182215","UserID":"154305","PriceType":"0","PictureID":"1971892","CompanyTypeID":"5","Tag":"","LinkMan":"秦先生","TelPhone":"","ClassName":"其它","ComProduct":"農藥殘留檢測儀，食品安全檢測儀，酒精檢測儀，棒式酒精測試儀，油煙檢測儀，水質檢測儀，混凝土測溫儀，氣體報警檢測儀等","BrandNameCH":"","IsShow":"1","MarketPrice2":"0","RetailPrice":"0","ComHitnumber":"6753","MarketUpdateTime":"","CreateTime":"2024/11/9 15:54:03","Flag":"1","PackageName":"營銷寶會員","ClientSort":"0","CsName":"","Reprint":"2","FeedBackMsg":"","EnUrl":"","MobilePhone":"17837198913"}]
